When do threatened his statutory accident insurance?
The threat of a statutory accident insurance coverage begins inevitably have on everyday activities of life. If the insured example, when walking from his home to work variances; or break even the way that can damage where there is a accident are no longer covered by insurance, but many of those affected will lose rights to the scope of its statutory accident insurance.
In addition, however, does not forfeit the coverage if the insured exceeds the daily working time of up to 10 hours, although this view is found on such rights in some companies.
Rather, the statutory accident insurance in no way dependent exerted by the hours worked.
Only if the employer sets up certain rules on working hours, but it can be disregarded by the insured, the insurance accounts. But even in cases of gross negligence, the insurance cover is at stake, but it is judicially determined in most cases.
Furthermore, the statutory accident insurance protection can also be compromised by alcohol or taking other drugs.
Should this be the cause of the accident found on such on the basis of the influence of alcohol, accounts for the modest insurance coverage already in use.
Nevertheless, the coverage is not canceled when an employee who has consumed any alcohol, is proposed with a hammer, for example on the finger. Because of this accident can occur without the influence of alcohol. However, if the employees losing their balance and fall down the stairs of the company, this may no longer be recognized as an occupational accident.
In the event of an accident is, however, accepted only from a blood-alcohol level of 1.1 percent of the influence of alcohol than the legal cause of the accident.
Should the insured, however, be found on such in a state of stupor so he can do no more work activities, it is treated not only as a Non-operating, but will lose their insurance coverage accordingly. Even in the case of an accident, which has not been triggered by the intoxicated insured, his accident he can no longer avail.
The threat of a statutory accident insurance coverage begins inevitably have on everyday activities of life. If the insured example, when walking from his home to work variances; or break even the way that can damage where there is a accident are no longer covered by insurance, but many of those affected will lose rights to the scope of its statutory accident insurance.
In addition, however, does not forfeit the coverage if the insured exceeds the daily working time of up to 10 hours, although this view is found on such rights in some companies.
Rather, the statutory accident insurance in no way dependent exerted by the hours worked.
Only if the employer sets up certain rules on working hours, but it can be disregarded by the insured, the insurance accounts. But even in cases of gross negligence, the insurance cover is at stake, but it is judicially determined in most cases.
Furthermore, the statutory accident insurance protection can also be compromised by alcohol or taking other drugs.
Should this be the cause of the accident found on such on the basis of the influence of alcohol, accounts for the modest insurance coverage already in use.
Nevertheless, the coverage is not canceled when an employee who has consumed any alcohol, is proposed with a hammer, for example on the finger. Because of this accident can occur without the influence of alcohol. However, if the employees losing their balance and fall down the stairs of the company, this may no longer be recognized as an occupational accident.
In the event of an accident is, however, accepted only from a blood-alcohol level of 1.1 percent of the influence of alcohol than the legal cause of the accident.
Should the insured, however, be found on such in a state of stupor so he can do no more work activities, it is treated not only as a Non-operating, but will lose their insurance coverage accordingly. Even in the case of an accident, which has not been triggered by the intoxicated insured, his accident he can no longer avail.
No comments:
Post a Comment