Bank financing or dealer financing: What is better for me?
In short, the financing through the dealer spared the way to bank. Because, whether this with the Department of the manufacturer or an independent automobile finance, such as the CC-Bank cooperates, you must usually only talk to one person - namely, the car salesman or a motorcycle salesman. Because this is in direct contact with its banking partners.
Furthermore, the financing through the dealer has the advantage that you usually during the sales - for example, if you decide to just wait for the accessories - to credit approval. Finally, you benefit in the dealer financing often from low interest rates for special models. Not infrequently, moreover, is worth the question, whether the favorable financing models also apply for your desired vehicle and not just for special models.
Another argument for the settlement of the dealer: You can give your old car in part exchange. The loan amount and reduced interest expense.
In short, the financing through the dealer spared the way to bank. Because, whether this with the Department of the manufacturer or an independent automobile finance, such as the CC-Bank cooperates, you must usually only talk to one person - namely, the car salesman or a motorcycle salesman. Because this is in direct contact with its banking partners.
Furthermore, the financing through the dealer has the advantage that you usually during the sales - for example, if you decide to just wait for the accessories - to credit approval. Finally, you benefit in the dealer financing often from low interest rates for special models. Not infrequently, moreover, is worth the question, whether the favorable financing models also apply for your desired vehicle and not just for special models.
Another argument for the settlement of the dealer: You can give your old car in part exchange. The loan amount and reduced interest expense.
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