Friday, 5 February 2010

As for the benefits provided by private insurance covers?

As for the benefits provided by private insurance covers?

The majority of the performance range of private insurance is the disability, an accident caused permanent health damage. The lump-sum payment in the event of permanent damage depends on the so-called degree of disability, which is determined by experts. Furthermore, the degree of permanent damage to health by means of a so-called "Gliedertaxe determine" if there is an accident due to the inability to function or even the loss of body parts and organs of sense. Not there is a possibility to determine the degree of disability, as this type of injury does not allow a medical report will be created, so that determines the extent of the scope of the person concerned has been affected by the accident.
Another large part of the task spectrum of private insurance, however, is the death benefit. If the cause of the accident consequences in a year to the death of the insured, shall be agreed on a death benefit. This may not be this amount of money greater than the sum insured for disability.
Also offers private insurance to two different forms of daily subsistence allowance. The so-called accident hospital overnight will be calculated depending on the number of days in hospital.
The second form of call money insurance, the insurer pays, even if the person is indeed incapacitated, shall not remain in the hospital.
Is drawn also by the consequences of the accident, the work affected, then an agreed overnight for the duration of medical treatment is paid.
The so-called recovery of money, however, is calculated together with the hospital overnight. The recovery of the money will be paid also for the same number of days of hospital daily subsistence allowance.
In addition, private insurance has another benefit in the form of transitional allowance. However, this can only be determined after completion of treatment, so the amount of money paid will be calculated after determining the degree of disability and.
The recovery costs, however, is only paid by the insurer, if incurred costs of rescue, search and rescue or salvage operations.
Schlie├člicht has private insurance are also entitled to reimbursement cosmetic surgery, if necessary after the end of treatment to cosmetic surgery.

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